SaaS · Software Infrastructure

Software solutions to launch and scale financial online services

RubiDev builds and delivers, under a SaaS model, software for cryptocurrency exchangers, e-wallets, payment services and digital-asset management systems.

We supply the technology, not financial services — licences and accounts stay with specialist providers.

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02 03 01 Wallets & balances Crypto Processing Exchangers

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About RubiDev

A technology partner for financial online projects

RubiDev is a software company specialising in building and deploying software solutions for the cryptocurrency and financial sectors.

We help launch online exchangers, e-wallets, payment platforms, internal balance systems and other services related to accepting, processing and transferring digital and fiat assets.

Products ship on a SaaS model: the client gets a ready technology foundation and grows their business on it, instead of spending years building from scratch.

Our solutions

Ready-made products for financial online services

Exchangers

A platform to launch a cryptocurrency exchange service

Ready-made software for online exchange of crypto and fiat currencies — from one-off orders to regular clients on individual terms.

Rates and fees

  • Directions with their own reserve, limits and rules
  • Rate formation via pluggable modules, cross-rates, order blocked on rate drift
  • Fee cascade: personal, group, per-direction
  • Dedicated B2B terms and a per-pair % correction for a client

Orders and payouts

  • Order lifecycle with auto-cancellation and archiving
  • Orders assigned to an operator
  • Token hedging via a limit order on exchange trading
  • Operator alerts: flagged client, amount cap hit, abnormal rate

Clients and compliance

  • AML/KYC modules with verification tiers
  • Risk flagging and integration with third-party screening services
  • Affiliate programme with statistics and a partner area
  • Per-direction requirements: registration, phone, a confirmed account, legal entities

Integrations and control

  • Native API with access keys for external systems
  • Signed-JSON webhooks to any verified URL
  • Rate and reserve export for monitorings and aggregators
  • User area, admin panel, analytics, multi-language support
Wallets & balances

E-wallets and balance systems

A ready-made ledger layer for services where users hold funds in an account: transaction processing, internal currency exchange, deposits and payouts through connected channels.

Balances

  • Multi-currency balances, with funds held for payouts counted separately
  • Auto-conversion of incoming transactions per wallet setting
  • Funds reserved for pending operations, balance locked during a debit
  • Limits per balance, per operation and per period

Movement of funds

  • Deposits, withdrawals and internal transfers
  • Personal addresses and details that identify incoming payments
  • A payout split into parts, each processed through its own provider
  • Internal currency exchange at the exchange module’s rates

Control and compliance

  • AML screening of payout addresses, with a risk score and tier
  • KYC tiers with limits — operations open once verification passes
  • Locking a single balance or all of a user’s payouts
  • Operation history by period

Analytics and access

  • Turnover and balance analytics broken down by currency
  • Role model and delegated access for the team
  • API for building your own apps and SPAs
  • Events and webhooks for deposits and payouts
Crypto Processing

Crypto acquiring: invoices payable in the chosen currency

Payment acceptance and a payout panel: an invoice payable several ways. For influencers, fundraising, e-commerce and charging for services.

Accepting and paying out

  • An invoice for an amount in the chosen currency
  • Several payment methods connected, with conversion to the currency you need
  • Incoming funds detected before network confirmation, with confirmation-count control
  • Bulk payouts from a register, split across channels

Channels and routing

  • Support for multiple blockchain networks
  • Fiat payment methods
  • New providers connect through one template
  • AML service integration for transaction screening
  • Auto-conversion at third-party rates, accounted for internally
Discuss your project

What the platform is made of

Components and modules

The shared set of components the company’s products are built from.

Balances and fund accounting

  • A separate balance per currency for each user
  • The balance is locked during an operation and recomputed from the journal
  • Limits per balance, per operation and per period

Orders and directions

  • Exchange directions with their own reserve and limits
  • Order lifecycle: created → confirmed → settled
  • An order is blocked when the rate drifts past a threshold

Invoices and payment acceptance

  • An invoice for an amount in the chosen currency
  • A public payment page addressed by the merchant key
  • The payment method is left to the payer

Transaction management

  • Approval stages: preparation → settlement
  • Binding an operation to a specific operator
  • Action logging and error control

Payment channels and providers

  • One standard for provider modules
  • Blockchain networks and fiat payment methods
  • Splitting a single payout across several channels
  • Limits and fees per individual channel

Automation and background jobs

  • An auto-payout agent with limits and restrictions
  • Auto-conversion of incoming funds per wallet setting
  • Hedging via a limit order on an exchange
  • Stuck operations auto-cancelled and locks released

Rates and fees

  • Rate modules fed from external sources
  • Cross-rates through the base currency
  • Fee cascade: personal → group → direction

User management

  • Two-factor authentication
  • Roles and access rights
  • Delegated sessions through the API
  • Action log

KYC and AML

  • Verification tiers that drive operation limits
  • Cryptocurrency-address checks
  • Third-party AML and KYC provider integration

Analytics

  • Operation volumes and user counts
  • Revenue and net profit in the base currency
  • Cross-rate matrix with spread calculation
  • A breakdown by deposits, payouts and exchanges

Affiliate system

  • A partner link and identification
  • Click and order statistics
  • Affiliate balances and payout requests
  • Automatic reward accrual

Integrations and API

  • An API module for rolling out apps and other software
  • A module that sends outbound webhooks
  • Operator alerts to a messenger

Integrations

Integration with the infrastructure you need

The platform is built for external connections from the ground up: each integration is a separate module implementing the shared contract of its type. The list is therefore open — a new service is added as a new module, without touching the core or the directions already connected.

Blockchain nodes and blockchain APIs Cryptocurrency exchanges AML services KYC platforms Banking APIs Payment systems and aggregators Monitoring services Rate and quote sources Messenger bots A native webhook service A native API module for third-party integrations

How a launch works

Seven stages from analysis to support

Analysis

We study the business model, target markets, payment directions and technical requirements.

Shaping the solution

We define the product, the set of modules, the list of integrations and the scope of customisation.

Deployment

We stand up a separate client instance, configure the infrastructure and connect the services.

Integration

We connect payment channels, blockchain networks, rate sources, AML/KYC and other external APIs.

Testing

We verify business logic, security, operation correctness and integration stability.

Launch

We hand over the finished system and documentation and train the team.

Support

We provide technical support, updates and further product development.

Security

Security as part of the product architecture

Separation of control

Control is split across roles rather than concentrated in one pair of hands.

Request filtering and analysis

Every request is examined before it reaches your data.

Automatic threat blocking

Suspicious activity is stopped automatically, with no operator involved.

Full action log

Every operation is recorded together with its author and time.

Analytics and risk markers

Unusual behaviour is flagged and fed into a view you can review.

Who it’s for

Who our solutions fit

Cryptocurrency exchangers Fintech companies Payment services Cryptocurrency projects Web3 platforms Marketplaces Online stores Digital-service providers Companies with internal balances Businesses accepting crypto or fiat payments

Contact

Let’s discuss the technology foundation of your product

Tell us about yourself: what your company does, which product you are launching or growing, which markets you work in and what infrastructure you already have.

Contacts and project

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Short questionnaire
Does the company hold a licence or registration for virtual asset or financial services activities? required
Are any of the company’s beneficial owners or directors politically exposed persons (PEPs), their family members or close associates? required
Are the company, its beneficial owners or directors under EU, US or UK sanctions — or does the company deal with persons or countries under such sanctions? required

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